32937 Foreclosure Defense │ Satellite Beach Attorney

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32937 Foreclosure Defense │ Satellite Beach Attorney

 

Herbert L. Allen, Jr., P.A., located at 1360 S. Patrick Dr., Satellite Beach, FL 32937, provides attorney legal services for foreclosure defense, short sales, deed-in-lieu, and real estate law in Satellite Beach, Melbourne Beach, Indialantic, Melbourne, Eau Gallie, Rockledge, Viera, Cocoa Beach, Cocoa, Palm Bay, and all of Florida.  I answer my own telephone at 321.779.1211 and offer a free initial consultation.



Herbert L. Allen, Jr., P.A.
Attorney and Counselor at Law

More than Twenty-Five Years Civil Practice Experience

Free Initial Consultation • Payment Plans


1360 South Patrick Dr., Suite 1A • Satellite Beach, Florida 32937

Telephone: 321.779.1211


 

Florida Foreclosure Basics

If you reside in Satellite Beach, Florida, 32937, and have fallen behind on your mortgage, then your lender may foreclose your mortgage in court.  The court foreclosure process often takes months, and sometimes years. If the lender has its paperwork in order, and proves its case in court, then the court may eventually order the sale of the home, forcing the homeowner to move out and find another home.

Florida Foreclosure Defense

Florida law provides foreclosure defense options. In some cases, the lender/servicer may not have filed the correct paperwork in court. In some cases, the lender/servicer may not even have the correct paperwork. As an attorney, I will carefully analyze the paperwork filed in court and strive to assert appropriate defense. This process often takes months, and may stretch into years. We can also learn more information about your loan.

Short Sale

A short sale of your home may be a great option for some homeowners. In some cases, some lenders may agree to a sale of the home for less than is owed on the note. If you have a second mortgage, then the second mortgage holder may have to agree to the short sale also. In some cases, a short sale may allow the homeowner to walk away from the home, and not owe anything. In short sale cases, I seek a solution where the homeowner reaches an agreement with the lender(s) to owe nothing after sale. In some cases, the lender may only approve the short sale if the homeowner pays them something. Each case requires careful study, analysis, and legal planning.

Other Options

In some cases, a deed-in-lieu of foreclosure, consent judgment, or other option may help the homeowner resolve loan problems. The government also has programs to help some homeowners refinance or modify their loans. We can discuss different options at a free initial consultation. 321.779.1211


Federal Law Disclosure: I hereby disclose that my legal services include a bankruptcy practice. Therefore, pursuant to federal law, I disclose that my legal services include assistance which may involve bankruptcy relief under Title XI, U.S.C. and this law firm is a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

32937 Foreclosure Defense │ Satellite Beach Attorney

 


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