Palm Bay Foreclosure Defense Attorney │Reasonable Fees

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Palm Bay Foreclosure Defense Attorney │Reasonable Fees

Foreclosure Defense Attorney Herbert L. Allen, Jr. helps homeowners in Palm Bay, Florida with mortgage foreclosure problems. Foreclosure Defense Attorney Herbert L. Allen has experience defending homes in foreclosure in Palm Bay, Florida. Herbert L. Allen, Jr., P.A. provides attorney help with foreclosure defense, short sales, deed-in-lieu, and real estate law in Palm Bay, Florida 32907 and all of Florida.  I answer my own telephone at 321.779.1211 and offer a free initial consultation.



Herbert L. Allen, Jr., P.A.
Attorney and Counselor at Law

More than Twenty Years Civil Practice Experience

Free Initial Consultation • Payment Plans


1360 South Patrick Dr., Suite 1A • Satellite Beach, Florida 32937

Telephone: 321.779.1211


Florida Foreclosure Basics

If you reside in Palm Bay, Florida, 32907, and have fallen behind on your mortgage, then your lender may file a mortgage foreclose action in court.  The court foreclosure process often takes many months, and sometimes even years. I urge you to take the proper legal steps to protect your interest. If the lender has its paperwork in order, and proves its case in court, then the court may order the sale of your home, and you may have to move out and find another home.

Florida Foreclosure Defense

Florida law provides foreclosure defenses in some cases. For example, if the lender/servicer did not file the correct paperwork in court, then you may have defense to the foreclosure case. In some cases, the lender/servicer may not even have the correct paperwork to file in court. As an attorney, I strive to analyze the paperwork filed in court and work to defend the case. This legal process often takes many months, and may stretch into years. We can also learn more information about your loan.

Short Sale

A short sale of the home may be a great option for some homeowners who have financial problems. In some cases, a lender may agree to a sale of the home for less than is owed on the note. If the property has a second mortgage, then the second mortgage holder may have to agree to the short sale also. In some cases, a short sale may allow the homeowner to walk away from home, and not owe anything. In short sales, I usually seek a written agreement with the lender(s) that the homeowner will not owe anything after the sale. In some cases, the lender will only approve the short sale if the homeowner pays them something. Each case requires careful review, analysis, and legal planning.

Other Options

In some cases, a deed-in-lieu of foreclosure, consent judgment, or other option may help the homeowner resolve mortgage loan problems. The government also has programs to help some people refinance their homes and in some cases, modify loans. We can discuss different options at a free initial consultation. 321.779.1211.

Palm Bay Foreclosure Defense Attorney │Reasonable Fees

 

 


Federal Law Disclosure: I hereby disclose that my legal services include a bankruptcy practice. Therefore, pursuant to federal law, I disclose that my legal services include assistance which may involve bankruptcy relief under Title XI, U.S.C. and this law firm is a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.


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